St. Michael’s Credit Union isn’t here for profit, we’re here for people! At St. Michaels, we understand the positive effect a student loan with your credit union can have. We also have our Bursary Draw for €1,500 and invite all students to apply!
Covering College Costs
A student loan can help in a variety of ways whether it’s paying for;
- College Fees
- Course Material
- Living Expenses
This can be an expensive stage in anyone’s life but you’ll find your local credit union is there to help. Call in for a chat today and we’ll soon have you sorted for the year ahead. Our staff are happy to provide guidance and answer any questions you might have. We only propose student loans with realistic terms, which you can pay back in a way that works best for you. Last year we also posted on college accommodation and the cost of third level education to help our members have the best understanding.
As with all credit union loans, there are a number of benefits that you simply don’t get anywhere else. The benefits include;
- No administration fees or transaction charges
- You can pay back your student loan early without facing a penalty
- Flexible repayment options
- You pay interest only on the reducing loan balance
How To Apply
The student can apply for the loan on their own account with a parent/guardian to sign as a guarantor or the parent/guardian can apply on their own account. It’s that easy! You can use our Loan Calculator to get an estimate.
Tony Burke €1,500 Student Bursary
The bursary is available to Leaving Cert students who are attending any third level course. More details can be found HERE.
Remember, in your local credit union, you are not a customer, you are a valued member!