We’re lending to members who are looking to invest in their nest! This could be used for a new washing machine, painting a child’s room, making changes to the kitchen, getting more from your garden or any other home improvement you’re planning. The amount you invest in your nest doesn’t matter, your credit union is here for you!

The Benefits of a Credit Union Loan

  • The peace of mind with loan protection insurance.
  • Lump sum repayments.
  • You can clear the loan early without any penalty.
  • No hidden charges.
  • Your repayments are calculated on the reducing balance of your loan.

Examples of home improvement loans with St. Michael’s Credit Union;


Use our Loan Calculator to get an estimate on the exact amount you would like to borrow here. St. Michael’s Credit Union has a loan approval rate of 94%! Talk to us today to invest in your nest!

What you need when applying for a loan;

How Do I Apply For A Loan- (7)

Home Energy Grant

Homeowners can avail of the grant through the Sustainable Energy Authority of Ireland provides funding through the Better Energy Homes a government programme. The grants provided apply to home insulation and heating system. To date over 335,000 homeowners have received grants. These grants have helped people to save on their heating bills, make their homes warmer and cosier. It also does a little to combat climate change! We have more information on availing of the grant here.


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